Expert Insurance Advice
You Can Trust
Comparing cover from across New Zealand's leading life and health insurers, helping Kiwis protect what matters most. Free advice, no obligation.
Why Use an Insurance Adviser?
Going direct to an insurer means you only see their products. An adviser gives you access to the whole market, ensuring you get the right cover at the right price.
One Adviser, Many Insurers
We compare policies and pricing across most of New Zealand's leading insurers to find the best fit for your needs.
No Charge for Our Advice
We don't charge a fee for the advice we provide. We're paid a commission by the insurer if you take out a policy.
Claims Support
When you need to claim, we're in your corner. We help navigate the process and advocate on your behalf.
Ongoing Reviews
Life changes, and so should your cover. We regularly review your policies to ensure they still meet your needs.
Still have questions about how insurance advisers work?
Get in touch for a no-obligation chat →Why Choose HLS Insurance?
With so many advisers out there, here's why Wellington families and businesses trust us with their insurance needs.
We bring years of insurance expertise to every consultation.
You deal directly with your adviser, with cover shaped around your needs and budget
We're right here in Wellington. Meet face-to-face or chat over a coffee.
"Insurance isn't just about policies and premiums. It's about protecting your family's future and giving you peace of mind. I take the time to understand your unique situation and find cover that truly fits."Matt Guildford , Founder, HLS Insurance
Insurance Solutions We Offer
We advise on a full range of personal insurance products to protect you, your family, and your income.
Life Insurance
Protect your family's financial future with a lump sum payment in the event of your death.
Health Insurance
Skip the public waiting lists. Get access to private healthcare and specialists when you need them.
Trauma Insurance
Receive a lump sum if diagnosed with a serious illness like cancer, heart attack, or stroke.
Income Protection
Replace your income if you're unable to work due to illness or injury. Keep paying the bills while you recover.
Mortgage Protection
Ensure your mortgage is covered if something happens to you. Keep your family in their home.
Not sure what cover you need?
Book a Free ConsultationWhat Our Clients Say
Don't just take our word for it. Hear from the families and businesses we've helped protect.
Market leading insurers we work with
We're not tied to any one insurer, so we can recommend the cover that's right for you.
Get in Touch
Ready to protect what matters most? Contact us for free, no-obligation advice.
Book a Free Consultation
Let's discuss your insurance needs. No obligation, no pressure. Just honest advice.